Long Term Care Policies
Long Term Care requires Long Term Planning!
The cost of long term nursing care is extremely high and can exhaust your income and savings very quickly. The cost of some nursing homes can exceed $80,000 per year. Many times the cost of home care can equal or exceed the cost of placing your loved one in a nursing home.
Sample of Carriers Represented
Allianz
John Hancock
Physicians Mutual
GE Capital
Unum |
The Long Term Care policy covers not only Nursing Home Care but:
Long Term Care Policies are sold with:
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Optional Inflation Features
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Marital and Spouse Discounts
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Tax Advantages
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Preferred Rates
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Guaranteed Renewability for Life
Those who wait too long to purchase Long Term Care Insurance may find themselves uninsurable or subject to extremely high rates. Don't count on Medicare to be sufficient as they pay less than 20% of Long Term Care costs. The typical "issue age" runs from 40 years old to 70 years old! Contact us today for a free quote for Long Term Care Insurance.
