Homeowners Insurance Policies

homeownersGenerally speaking, most Homeowner policies provide coverage for your Home, the Contents of your home and for Other Structures such as a garage or shed.

Sample of Carriers Represented

Cumberland Mutual

New Jersey Skylands

Selective

Travelers of NJ

Utica National

Personal property is typically covered against windstorm and hail, vandalism, fire and lightning, damage by vehicle or aircraft, or bursting of plumbing systems, damage from falling objects, theft, damage caused by weight of ice and smoke. In addition, coverage can be provided for Personal Liability, Medical Expenses of Others that result from injury on your premises and Damage to the Property of Others while on your premises.

Renters Coverage is also available. Coverage is provided for your contents as well as your personal liability.

Call or email our agency to find out what coverages best fit your needs. Our agency tailors the coverage to fit your situation. We offer comprehensive coverages for your most prized possessions -- for things like figurine collections, cameras, jewelry, and just about any kind of collectable or fine art. We will personalize your coverage to suit your specific needs.